I need help on my skin care?

If u r trying to save money skip the toner. Toner is not an absolute must have. A good moisturizer is more important. The oatmeal soap is a good cleanser for dry sensitive skin and irratated itchy skin--oatmeal calms and soothes the skin. Ponds moisturizer is not expensive and actually feels nice on the skin. If you have never worn a moisturizer I would start w/a lotion because of the lighter weight and texture. Creams can sometimes feel heavy or greasy to first time users.